NBD Offset Home Loan
Fast Forward Your Mortgage

A mortgage can be the longest financial commitment you make. With the NBD Offset Home Loan, the first offset mortgage product in the region, you can fast forward the repayment of your mortgage and save on interest along the way! All you need to do is deposit the money you earn into your account and watch how it offsets the balance of your loan, and without any prepayment fees! You accomplish all this while still enjoying the freedom of using a high interest yielding current account, and the flexibility of being able to use your NBD SMART Debit Card and cheque book to deposit and withdraw funds at any time.

What’s more, you get a high loan amount, a choice of leading developers, and service levels that you can depend on.

Below is an illustration of the benefits of NBD Offset Home Loan:
Say you avail an NBD Offset Home Loan of AED 2 million over a 20 years tenor at an interest rate of 8.50%. If you maintain an average balance of AED 200,000 in your NBD Offset Current Account, then:

The above figures are for illustration purposes; actual numbers may vary depending on repayment behavior and account conduct.

As an NBD Offset Home Loan customer, you are also entitled to the following exclusive privileges:

  Pre-approved NBD Credit Card
  NBD Payroll Account-the ‘all-in-one’ salary transfer account with no minimum balance requirement
  Free NBD Online Banking (Internet) Access
  Free NBD Bill Pay service
  Free NBD Mobile (SMS) service

So pick up the pace and call us today on 04-310 0222 for an appointment with an NBD Mortgage Advisor.

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* All loans are granted at the sole and absolute discretion of National Bank of Dubai.
Terms and Conditions apply.