| Personal Accounts |
| |
Retail
|
Suhail Premier Services *
|
| A. Deposit Accounts balance requirements and fees |
|
|
Current Accounts
(Individuals) |
AED 75 per month if Minimum balance below AED 4,000
|
Free
|
Current Accounts
(Business Entities) |
AED 100 per month if Minimum balance below AED 10,000
|
AED 100 per month if Minimum balance below AED 10,000
|
| Savings Account |
AED 75 per month if Minimum balance below AED 2,500
|
Free
|
NBD Value Account (Minimum balance variant)
|
AED 100 per month if Minimum balance below AED 5,000
|
AED 100 per month if Minimum balance below AED 5,000
|
NBD Value Account
(Monthly fee variant) |
AED 30 per month
|
AED 30 per month
|
| Call Accounts |
No interest will be payable if balance is below
AED 50,000 / USD 15,000 / GBP 10,000 / EUR 20,000.
|
No interest will be payable if balance is below AED 50,000 / USD 15,000 / GBP 10,000 / EUR 20,000
|
| Ajial Accounts |
Free
|
Free
|
| Payroll Accounts |
Free
|
Free
|
| Abeer Accounts |
|
|
| Current |
AED 75 per month if Minimum balance below AED 4,000
|
Free
|
| Savings |
AED 75 per month if Minimum balance below AED 2,500
|
|
| B Fixed Deposits |
|
|
| Minimum Deposit Required |
AED 10,000 or equivalent of USD 5,000 in other currencies
|
AED 10,000 or equivalent of USD 5,000 in other currencies
|
| * Suhail Premier services available to customers who maintain a total minimum relationship of AED 500,000 (or equivalent in other currencies) across all Deposit Accounts and Fixed Deposits with the Bank |
| Break before maturity |
No notice required for withdrawals. Interest 1% lower than rate applicable as at date of placement for the period the deposit is actually retained.
|
No notice required for withdrawals. Interest 1% lower than rate applicable as at date of placement for the period the deposit is actually retained.
|
| C Recurring Deposit |
|
|
| Break before maturity |
Interest rate applied will be the Savings Account interest rate prevailing on date of opening or closing of the recurring deposit, whichever is lower
|
Interest rate applied will be the Savings Account interest rate prevailing on date of opening or closing of the recurring deposit, whichever is lower
|
| D Duplicate Passbook |
AED 50
|
Free
|
| E Issue of Cheque Book |
|
|
|
Normal Cheque books
|
|
|
|
First book
|
Free
|
Free
|
|
Additional 5 leaves
|
AED 5
|
Free
|
|
Additional 25 leaves book
|
AED 20
|
Free
|
|
Customised Cheque Book
|
Actual Cost
|
Actual Cost
|
|
Cheque usage (NBD Value Account)
|
First 4 cheques in a month free. Subsequently, AED 10 per cheque.
|
First 4 cheques in a month free. Subsequently, AED 10 per cheque.
|
|
F Cheques drawn on us returned unpaid for lack of funds
|
AED 200
|
AED 200
|
|
G Account maintenance charges for accounts where documentation is incomplete
|
AED 300
(per quarter)
|
AED 300
(per quarter)
|
| H Special Clearing - Outward (within same Emirate) |
AED 100
(per cheque)
|
AED 100
(per cheque)
|
| I Special Clearing - Inward |
|
|
|
Proceeds by Managers Cheque
|
AED 100
|
AED 75
|
|
Proceeds through UAE Central Bank
|
AED 100 + CB charges
|
AED 75 + CB charges
|
| J Stop Payment of cheques |
|
|
| Per cheque |
AED 100
|
Free
|
| Per cheque book |
AED 200
|
Free
|
| K Closure of Current and Savings Accounts within 6 months of opening |
AED 100
|
Free
|
| L Dormant Account Charges |
AED 100 per year
|
AED 100 per year
|
| M Duplicate Statement of Current and Savings Account |
AED 20 per page
|
Free
|
| N Copies of Paid Cheques or other source documents |
AED 10 per item
|
AED 10 per item
|
| O NBD Telebank |
Free
|
Free
|
| P NBD Online |
Free
|
Free
|
| Issue of Demand Draft |
AED 15
|
|
| Issue of Manager's Cheque |
AED 15
|
AED 15
|
| Telegraphic Transfer: |
|
|
AGCC Countries:
Direct Currency
Cross Currency |
AED 60
AED 60
|
AED 50
AED 50
|
Other Countries:
Direct Currency
Cross Currency |
AED 60
AED 75
|
AED 50
AED 50
|
| Q NBD Mobile |
Free
|
Free
|
| R Standing Instructions (not applicable to Loan instalment recoveries for NBD loans) |
|
|
| Setup Fee for all Standing Instructions |
AED 50
|
|
| Handling charges only in cases where Standing Instruction is executed manually. |
AED 20 per transaction in addition to applicable instrument charges. Handling charge is to be levied even if instruction is not executed
|
AED 20 per transaction in addition to applicable instrument charges. Handling charge is to be levied even if instruction is not executed
|
| Amendment (including Transaction postponement) |
AED 25
|
AED 25
|
| Failed Standing Orders |
AED 150 (where reason is insufficient funds)
|
AED 150 (where reason is insufficient funds)
|
| S Letters of Encashment / Cheque Certification |
1/8% per month
|
1/8% per month
|
| T Cheque Certification |
Minimum 1/4% or AED 100 whichever is higher
|
Minimum 1/4% or AED 100 whichever is higher
|
| U Post dated cheques for presentation on due date |
AED 10
(Per instrument)
|
Free
|
| V If PDC withdrawn before maturity, an additional charge will be levied |
AED 10
(Per instrument)
|
Free
|
| Note: Where any transaction involves the same foreign currency on both sides, commission to be recovered in lieu of exchange as per item C under Over the Counter Transactions of this guide in addition to normal transaction charges. |
.gif){kind=small}
.gif){kind=small}
.gif){kind=small}
.gif ){kind=small}
.gif ){kind=small}
